Shri Krishan Janmashtami & The Art of Overcoming Financial Hurdles

🌸 Janmashtami & The Art of Overcoming Financial Hurdles 🌸

Janmashtami celebrates the birth of Shri Krishna — a symbol of wisdom, courage, and balance. His life was full of challenges, yet he navigated them with a smile, strategy, and an unshakable belief in Dharma.

These same timeless principles can guide us in overcoming today’s financial challenges.

Face Challenges with Strategy, Not Panic

When young Krishna faced Kansa’s threats, he didn’t react in fear — he prepared, planned, and acted at the right time.

Financial Lesson: Instead of panicking about debts or losses, create a plan — budget wisely, diversify income, and make informed investment choices.

Example: If you suddenly lose a major client, review expenses, tap into emergency savings, and immediately explore new business leads.

> श्लोक (गीता २.५०)

योगः कर्मसु कौशलम्

"Excellence in action is yoga."

Balance Needs and Desires

Krishna enjoyed life in Vrindavan — music, friendship, celebrations — but never at the cost of his responsibilities.

Financial Lesson: Enjoy life’s pleasures but also save and invest for the future.

Example: Go on vacations and enjoy occasional luxuries, but also ensure a fixed percentage of your income goes to investments.

> श्लोक (गीता ६.१७)

युक्ताहारविहारस्य युक्तचेष्टस्य कर्मसु।

युक्तस्वप्नावबोधस्य योगो भवति दुःखहा॥

"Moderation in eating, recreation, work, and rest leads to the end of sorrow."

Choose the Right Guidance

On the battlefield of Kurukshetra, Arjuna found clarity through Krishna’s counsel.

Financial Lesson: In money matters, take advice from trusted experts instead of following random market tips.

Example: When markets fall sharply, a qualified financial advisor can help you rebalance your portfolio instead of panic-selling.

> श्लोक (गीता ४.३४)

तद्विद्धि प्रणिपातेन परिप्रश्नेन सेवया।

उपदेक्ष्यन्ति ते ज्ञानं ज्ञानिनस्तत्त्वदर्शिनः॥

"Approach the wise with humility and service; they will impart true knowledge."

Act Without Attachment to Immediate Results

Krishna taught Arjuna to focus on action, not on the fruits of action.

Financial Lesson: Long-term investments require patience — focus on consistent actions rather than quick gains.

Example: Continue SIPs in equity funds without worrying about short-term market fluctuations — wealth grows over years.

> श्लोक (गीता २.४७)

कर्मण्येवाधिकारस्ते मा फलेषु कदाचन।

मा कर्मफलहेतुर्भूर्मा ते सङ्गोऽस्त्वकर्मणि॥

"You have the right to perform your duties, but not to the fruits thereof."

Financial Janmashtami Takeaway

Janmashtami reminds us that every crisis — personal or financial — can be overcome with faith, discipline, and wisdom.

True financial freedom comes when we combine Krishna’s eternal teachings with modern financial planning.

जय श्री कृष्ण !

Akshay Tiwari

Founder – Next Portfolio

🌐 www.nextportfolioindia.com

AMFI Regt. Mutual Fund Distributor